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I inherit as at the age of years.
Gifts and inheritances within 10 years are added together (§ 14 ErbStG).
Tax-free up to €41,000 (tax class I) or €12,000 – household effects only, not cash, securities or real estate.
Reduces the pension allowance (§ 17 ErbStG), e.g. widow's or orphan's pension. The tax office sets the value; if empty, no reduction.
Your inheritance tax
€11,000
€11,000You pay €11,000 inheritance tax (tax class I) – effectively 2.2% of the inheritance. You keep €489,000.
Tax class I – tax rate by bracket
The closer the relationship, the higher the allowance. Tap a row to calculate with it.
What you can do
An inheritance up to about €400,000 would stay tax-free
Only the part above is taxed – at the rate of the bracket reached, applied to the whole taxable acquisition.
Inherited a family home?
A family home you live in yourself can be tax-free. Enter it under "More details".
Allowances renew every 10 years
Basis: allowances § 16 ErbStG, pension allowance § 17, tax classes § 15, rates and hardship relief § 19, exemptions § 13, aggregation § 14 ErbStG.
Inheritance Tax Calculator 2026 by Rechnerzentrale(opens in a new tab)2026 values