Leasing
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Buying
Estimated resale value after 36 months
Loan interest when financing or interest your money would earn if invested (applies to purchase price and down payment)
Compared with the agreed mileage at return
Delivery, registration, return inspection and damage
Delivery, registration
Leasing is €800 cheaper
From a term of 41 months, buying would be cheaper – with the same residual value.
Difference in total cost
€800
€800Leasing costs you €9,200 over 36 months; buying costs €10,000 after the residual value.
Leasingcheaper
Buying
Drag the chart to change the term. Where the lines cross, buying becomes cheaper.
A pure cost comparison of the amounts entered (nominal, without discounting). Tax benefits (e.g. business expenses for leasing, depreciation for buying) and financing interest for a credit-financed purchase are not included. The residual value only counts for buying (mileage leasing without residual-value risk for you).
Leasing vs. Buying Calculator by Rechnerzentrale(opens in a new tab)