Net Worth Calculator by Rechnerzentrale

Age

years

For the comparison with your age group

Liquid assets€40,000

Cash

€

Checking/savings accounts

€

Savings accounts/fixed deposits

€

Stocks/ETFs/funds

€

Cryptocurrencies

€

Illiquid assets€25,000

Real estate (market value)

€

Vehicles (current value)

€

Other assets

€

Company pension scheme

€

Private pension insurance

€

Liabilities (debts)€5,000

Mortgages (remaining balance)

€

Car loans

€

Consumer loans

€

Student loan

€

Credit card debt

€

Other debts

€

Your net worth

€60,000

Assets of €65,000 minus debts of €5,000 give a net worth of €60,000. That puts you roughly in the top 60% of your age group.

Total assets

€65,000

Car loans

− €5,000

Net worth

€60,000

Asset breakdown by category

Cash/accounts€15,00023%
Stocks/ETFs/funds€25,00038%
Vehicles€15,00023%
Retirement provisions€10,00015%

Compared with households of your age (35)

Age group percentileTop 60%

You

€60,000

Median

€90,000

Average

€200,000

Total assets: €65,000
Liquid assetsLiquidity ratio: 62%: €40,000
Illiquid assets: €25,000
Total debts: − €5,000
Debt ratio: 8%
Net worth: €60,000

How this was calculated

Net worth = total assets minus debts
Key figure for your financial health
Comparison with the average for your age group
All data is processed locally only

Comparison values: Deutsche Bundesbank, Panel on Household Finances 2023 (per household, not per person). The percentile is a rough estimate.

Net Worth Calculator by Rechnerzentrale(opens in a new tab)