Rental Yield Calculator 2026 by Rechnerzentrale

Purchase price

Tap to type · drag sideways to adjust

Monthly cold rent

Net cold rent per month

Federal state

Sets the real estate transfer tax

Costs and vacancyvacancy 3% · maintenance 1% · non-recoverable €50 · management €25

Non-recoverable ancillary costs

€/month

Management costs

€/month

Maintenance reserve

Percent of the purchase price per year

Vacancy rate

Financing80% financed · interest 3.5% · repayment 2%

Financing share

Nominal interest rate p.a.

Repayment rate p.a.

Mediocre

Negative cash flow – you need to contribute money each month.

Net rental yield

2.71%

After costs the property yields 2.71% per year (gross 4.13%), cash flow −€369 per month, price = 23.1 annual rents.

Gross rental yieldNet rental yieldHow the yield changes with the purchase price – at the same rent. Drag the chart to change the purchase price.

Monthly overview

Annual overview

Gross rental yield: 4.13%
Net rental yield: 2.71%
Return on equity: -8.47%
Purchase price multiplierAverage (20-25 years): 23.1 Years of rent
Total investmentPurchase price plus transfer tax (state rate), notary and land registry fees under the GNotKG fee table: €261,498
Equity: €52,300
Debt: €209,199

What you can do

How this was calculated

Gross rental yield = annual rent / total investment
Net rental yield = net income / total investment
Return on equity = cash flow / equity (leverage effect)
A purchase price multiplier below 20 is considered cheap
Pre-tax view: depreciation, capital gains tax and speculation period (§ 23 EStG) are not taken into account