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More detailsBenefit unknown? Calculate it from gross pay

Requirement: at least 150 days of remaining entitlement when you start.

Your grant in the first 6 months

per month

€1,500.00

€1,500.00

Up to €11,700.00 in total over 15 months: 6 months at €1,500.00, then 9 months at €300.00.

Requirement met

With 180 days of remaining entitlement, you meet the 150-day requirement of §93 SGB III.

Phase 1€1,500.00
Phase 2 (discretionary)€300.00
Month 1Month 7Month 15
Last unemployment benefit (monthly)
€1,200.00
Social security lump sum
+ €300.00
Phase 1 total
€9,000.00 (6 months)
Phase 2 total
€2,700.00 (9 months (discretionary))
Maximum possible (both phases)
€11,700.00

What you can do

  • The Gründungszuschuss is entirely a discretionary benefit — even if requirements are met, there is no legal entitlement. The employment agency must be convinced of the viability of your business idea.

  • For Phase 1 you need a viability certificate from a competent body (e.g. chamber of industry and commerce, chamber of crafts, trade association or bank).

  • Phase 2 (a further 9 months, social security lump sum only) must be applied for separately — you must demonstrate your continuing business activity again using suitable documents.

How this was calculated

Requirements (§93 SGB III)

  • At least 150 days of remaining ALG I entitlement when starting self-employment
  • Viability certificate from a competent body (e.g. chamber of industry and commerce, chamber of crafts)
  • Discretionary benefit — no legal entitlement, even if requirements are met

This calculation is based on:

  • §93 SGB III (eligibility requirements, discretionary benefit)
  • §94 SGB III (funding amount: unemployment benefit + €300 for 6 months, then €300 for 9 months)

Startup Grant Calculator 2026 by Rechnerzentrale(opens in a new tab)2026 values