Additional Purchase Costs Calculator by Rechnerzentrale

Purchase price of the property

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The property is in (3.5% real estate transfer tax), .

I hired the estate agent aloneThen you pay the full commission. Otherwise it is shared.

Land charge for financingWhen financing, the bank usually requires a land charge.

Your purchase costs

€28,253.65

On top of the price come €28,254 in purchase costs (8.1%) – €378,254 in total.

Transfer tax€12,25043%
Notary€2,4819%
Land registry€1,0284%
Agent (share)€12,49544%

Real estate transfer tax by state

The rate depends on the federal state. Tap a state to calculate with it.

What you can do

Equity: at least €98,254
Banks recommend 20% of the purchase price plus all purchase costs as equity.
Agent commission is shared
Since 23 Dec 2020, commission sharing applies to flats and single-family homes (§§ 656c, 656d BGB): whoever hires the agent pays at least half.
You usually pay purchase costs yourself
Banks usually only finance the purchase price. Also budget 1–2% for moving and furnishing.
Continue to financing
Calculate the mortgage with a €350,000 purchase price, state and agent fee

How this was calculated

Purchase price of the property: €350,000.00
Real estate transfer tax (3.5%): + €12,250.00
NotaryUnder GNotKG table B, incl. 19% VAT: + €2,481.15
Land registryUnder GNotKG, no VAT: + €1,027.50
Agent (3.57%): + €12,495.00
Total cost (price + purchase costs): €378,253.65

Real estate transfer tax: 3.5% to 6.5% depending on the state.
Notary: about 0.6% to 0.8% of the price.
Land registry: about 0.25% to 0.35%.
Agent: depending on the state and agreement.
Purchase costs are usually paid from equity.

Basis: state real estate transfer tax rates (as of 1 Jan 2026), notary and land registry fees under GNotKG table B, agent commission under §§ 656c, 656d BGB.

Additional Purchase Costs Calculator by Rechnerzentrale(opens in a new tab)2026 values