Base salary + family allowance (level 1) + pensionable allowances.
Years before the standard retirement age, in steps of 0.5. At most 4 years.
Determines the tax-free pension allowance, which then applies for life (Section 19 (2) EStG).
Monthly own share; reduces tax as a pension provision expense.
Monthly retirement pay
gross per month
€2,797
€2,797After 35 years of service your pension rate is 62.78% of your pensionable service pay of €4,455.
Calculation steps
Net civil service pension
Pension allowance including supplement for a start in 2030: €1,092.00 per year. Assumptions: the pension is your only income, no church tax, the health insurance contribution counts fully as basic cover, 2026 tariff.
What you can do
Office-independent minimum pension
There is also an office-independent minimum pension (65% of the final step of pay grade A4 plus a fixed amount), which is not included here as it requires a pay-scale lookup per federal state/government. For a binding calculation, please contact your payroll office.
Federal and state law
The Civil Service Pensions Act (BeamtVG) applies directly to federal civil servants. State civil servants (Landesbeamte) are subject to the respective state law, which may deviate from these calculation bases.
For every pensionable year of service, the retirement pay increases by 1.79375%, capped at a maximum of 71.75% of the pensionable service pay. From 5 years of service onward, there is an entitlement to retirement pay.
What is the Ruhegehalt (retirement pay)?
The Ruhegehalt is the retirement provision for civil servants and judges under the Civil Service Pensions Act (BeamtVG). It is calculated from the pensionable service pay and the individual pension rate, which depends on the length of service.
Civil Service Pension Calculator 2026 by Rechnerzentrale(opens in a new tab)2026 values