How many of your children were born before 1992? At most 12.

For children born from 1992 onward, the full child-raising credit of 3 years (3.0 pension points) already applies today — the reform does not change this. This entry is for context only.

Your pension rises by

per month from 2027

+€21.26

+€21.26

For 1 child born before 1992 you receive 0.5 more pension points: €21.26 more pension a month, €255.12 a year.

Child-raising points

Increase per year
€255.12
Back payment (expected)If payout starts only in 2028
€255.12
Additional pension points
0.5
Child-raising points (new)3.0 points per child born before 1992
3

What you can do

  • No application needed

    The increase is applied automatically by the German Pension Insurance — you do not need to submit an application.

  • Simplified calculation

    Simplified calculation, as of July 2026: all amounts are gross values — before payout, health and long-term care insurance contributions and possibly tax may apply. Individual deductions or additions from early or later retirement are not taken into account here.

Important to know
  • The increase is applied automatically by the German Pension Insurance (Deutsche Rentenversicherung) — no application needed.
  • It applies both to pensions already being paid and to future pensions.
  • All amounts shown are gross values — health/long-term care insurance and tax may reduce the actual increase.
  • Effective from 1 January 2027, payout expected only from 2028 (then retroactively).

Mothers' Pension Calculator by Rechnerzentrale(opens in a new tab)2026 values