€

Regular gross pay of the last settled month, without one-off payments

€

Net pay from the same payslip (payout without one-off payments)

For long-term care insurance: surcharge without children from 23, reduction from the 2nd child

One-off payments and ageOne-off payments €0 · 35 years
€

For example a Christmas or holiday bonus, if subject to contributions

years

From 23 without children the long-term care surcharge applies

Net sick pay per month

€57.87 per day

€1,736.10

€1,736.10

Your health fund pays €70.00 sick pay per calendar day. After pension, unemployment and long-term care contributions, €1,736.10 per month remain – 74% of your net pay of €2,333.25, so €597.15 less.

Your previous net pay of €2,333.25

  • Net sick pay€1,736.1074%
  • Contributions on sick pay€363.9016%
  • Not replaced€233.2510%
Standard daily earningsGross ÷ 30 plus one-off payments ÷ 360
€116.67
70% of standard earnings
€81.67
90% of net pay (upper limit)this limit sets your sick pay
€70.00
Gross sick pay per day
€70.00
Pension insurance9.3% of 80% of standard earnings
− €8.68
Unemployment insurance1.3% of 80% of standard earnings
− €1.21
Long-term care insurance2.4% of 80% of standard earnings
− €2.24
Net sick pay per day
€57.87
Net sick pay per month30 calendar days
€1,736.10

Good to know

  • Tax-free, but with progression clause

    Sick pay is tax-free but raises the tax rate on your other income (Section 32b EStG). With more than €410 sick pay per year you must file a tax return (Section 46 EStG).

  • No health insurance contributions

    While receiving sick pay you pay no health insurance contributions (Section 224 SGB V). The health fund pays half of the pension, unemployment and long-term care contributions; you bear the long-term care surcharge for childless people alone.

How it works

  1. Weeks 1 to 6

    Your employer continues to pay your full wage (continued pay, Section 3 EFZG).

  2. From week 7

    Your health fund pays sick pay for every calendar day as long as a doctor certifies your incapacity to work.

  3. Up to 78 weeks

    For the same illness within three years, including the weeks of continued pay (Section 48 SGB V).

Don't have your net pay at hand? Work it out with the gross-to-net calculator

Sick Pay Calculator 2026 by Rechnerzentrale(opens in a new tab)2026 values