Current for 2026As of: July 2026

Apprentice Salary Calculator apprenticeship pay 2026.

Calculate pay per training year and the total sum – with the statutory minimum rates under Section 17 BBiG

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Apprentice Salary Calculator

Calculate apprenticeship pay per training year and the total sum – with the statutory minimum rates for 2026.

Pay per training year

Year€/month (gross)Months
1.
2.
3.

Statutory minimum rates 2026: Year 1: €724, year 2: €854 (+18%), year 3: €977 (+35%) under Section 17 of the Vocational Training Act (BBiG). Collective agreements are often significantly higher.

Total apprenticeship pay

€30,660.00

over 36 months

Pay per training year

  • Year 1(28.3 %)€8,688.00
  • Year 2(33.4 %)€10,248.00
  • Year 3(38.2 %)€11,724.00
Year 1€724.00/month × 12 months
€8,688.00
Year 2€854.00/month × 12 months
€10,248.00
Year 3€977.00/month × 12 months
€11,724.00
Pay in final training year€977.00/month
Avg. monthly pay overall€851.67

Important note

These calculations are for non-binding information only and do not replace professional tax advice. All information without guarantee. Learn more

Sources & calculation basis

Our calculations are based on the following official sources (as of: July 2026):

Apprenticeship pay in Germany 2026

Statutory minimum amounts, collective agreements and what apprentices earn

The apprenticeship pay (Ausbildungsvergütung) is the monthly payment that apprentices receive from their training company during their vocational training. Since the 2020 Vocational Training Act Modernisation Act (Berufsbildungsmodernisierungsgesetz), there has for the first time been a statutory minimum amount for all training occupations regulated under the BBiG, adjusted annually. For 2026, the minimum rate in the first training year is 724 euros per month – a value that applies only as an absolute floor.

Actual pay is significantly higher in many industries. In banking and insurance, apprentices often earn 900–1,100 euros as early as the first training year; in construction and the chemical industry, 900–1,200 euros is not unusual. Unionised sectors (IG Metall, IG BCE, ver.di) regularly negotiate pay increases that also cover apprenticeship pay.

Pay rises with each training year: under Section 17 BBiG, rates must be at least 18% higher in the second year, at least 35% higher in the third year, and at least 40% higher in the fourth year than the starting value. This scale is meant to reflect increasing productivity and responsibility. Our calculator shows the total pay across all training years, so future apprentices can plan the finances of their training period soundly.

Beyond the gross salary, apprentices at many companies benefit from further perks: travel cost allowance, Christmas and holiday bonuses, canteen or meal vouchers, and guarantees of permanent employment after successful completion. These extras should factor into the choice of training company just as much as the monthly gross apprenticeship pay.

Typical pay by apprenticeship occupation

2026 apprenticeship pay by industry (1st training year, approx. values)

Banking / insurance: ~€900–1,100
Insurance clerks, bank clerks; high entry-level pay
Chemicals / pharma: ~€850–1,050
IG BCE collective agreement; regular pay increases
Metal / electrical: ~€800–1,000
IG Metall collective agreement; industrial and tool mechanics
Retail / logistics: ~€700–900
Retail clerks, warehouse specialists
IT / media: ~€800–1,100
IT specialists, media designers; strongly growing
Health / care: ~€724–1,000
Care professions; heavily reformed since the 2020 Nursing Professions Act

Calculation example

3-year apprenticeship – statutory minimum rates 2026

3-year apprenticeship – statutory minimum rates 2026
ItemAmount
Year 1: €724/month × 12€8,688
Year 2: €854/month × 12€10,248
Year 3: €977/month × 12€11,724
Total pay (36 months)€30,660
Avg. monthly pay across all training years€851.67

Frequently asked questions about the apprentice salary calculator

Minimum wage, collective agreements and pay rules explained

Under Section 17 BBiG, for 2026: at least 724 euros per month in the first training year, at least 854 euros (+18%) in the second training year, at least 977 euros (+35%) in the third training year, and at least 1,014 euros (+40%) in the fourth training year. These amounts are a floor; collective agreements and company agreements can and often do set higher pay.

Sectors with strong unions – for example metalworking (IG Metall), chemicals (IG BCE), the public sector (ver.di) or the construction industry – often pay 30–100% more than the statutory minimum under collective agreements. In banking, insurance, or the IT sector, apprentice pay is often 900–1,200 euros as early as the first training year. Check with your training company or the relevant vocational school.

Gross apprenticeship pay is the contractually agreed amount. Income tax (if annual earnings exceed the basic tax-free allowance), health, long-term care, pension and unemployment insurance contributions are deducted from it. Many apprentices are exempt from income tax due to the basic tax-free allowance (2024: 11,784 euros/year). Social insurance deductions amount to roughly 20% of gross pay.

During training, you are entitled to continued pay during illness for up to 6 weeks (Section 3 EFZG). You continue to receive your full gross apprenticeship pay during this time. From the 7th week, the health insurance fund pays sick pay, which amounts to roughly 70% of gross pay (but no more than 90% of net pay).

School-based vocational training (e.g. educators, nursing assistants, technical assistants) is not always subject to the BBiG minimum pay, as it often takes place at vocational schools. Some federal states and training providers still pay allowances. Check with the relevant school or professional association about the specific conditions for your training occupation.

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