Current for 2026As of: July 2026

Heating Cost Calculator Compare gas, oil & heat pumps.

Enter energy source, annual consumption and price – instant annual and monthly costs

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Heating Cost Calculator

Calculate and compare annual heating costs for gas, oil, heat pump, district heating and pellets.

Energy source

1,000 kWh40,000 kWh
0.05 €/kWh0.30 €/kWh

Single-family home: approx. 15,000–25,000 kWh/year · 2025 market price: approx. €0.10–0.14/kWh

Heating cost per year

€1,800.00

15,000 kWh × 0.12 €/kWh

Per month

€150.00

Per year

€1,800.00

Consumption (kWh)

15,000

Note: The calculation is based on the entered annual consumption. Additional costs such as base fees, maintenance or the CO₂ levy are not included.

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Calculate heating costs and compare energy sources

Gas, heating oil, heat pump, district heating or pellets – making costs transparent

The formula for heating costs is simple: annual cost = annual consumption × price per unit. 15,000 kWh of gas at €0.12/kWh results in €1,800 per year – or €150 per month. The harder part is knowing your own consumption and the right price. Consumption is shown on your meter or your supplier’s latest annual statement, and the price is in your current tariff.

CO₂ levy since 2021: Fossil fuels such as natural gas and heating oil have been subject to a national CO₂ levy since 2021. In 2025 it amounts to €55 per tonne of CO₂. For natural gas that adds around 1.0 cent/kWh, for heating oil around 1.5 cents per litre. This levy is already included in most current supplier prices – check your tariff contract. The levy is set to keep rising until 2026, further increasing the incentive to switch to heat pumps and renovate buildings.

Energy consumption and building standard: A building’s energy demand depends heavily on its insulation quality. An unrenovated older building can consume 200–300 kWh/m² per year, while a KfW Efficiency House 55 needs only 55 kWh/m². For 150 m² of living space, that is the difference between 30,000–45,000 kWh and 8,250 kWh. Insulation measures (roof, façade, basement) typically reduce consumption by 20–40% – with correspondingly lower heating costs.

Don’t forget additional costs: Our calculator shows the pure consumption costs. On top of that come the supplier’s base fee (€50–200/year), heating system maintenance (gas: €150–300/year, oil: €200–400/year), chimney sweep fees (€50–150/year) and any reserves for replacing the heating system. Total costs are therefore typically 15–25% higher than the pure energy costs.

Energy sources at a glance 2025

Typical costs and consumption by heating type

Natural gas: €0.10–0.14/kWh
Most common heating type in Germany; CO₂ levy included; supplied via pipeline
Heating oil: €0.80–1.10/L
Price fluctuates with world market; tank required; oil ≈ 10 kWh/L
Heat pump: €0.22–0.32/kWh
Electricity × COP = effective heat price; COP 3 → €0.09/kWh of heat
District heating: €0.12–0.20/kWh
Highly location-dependent; no own investment; increasingly renewable
Pellets: €0.30–0.45/kg
1 kg of pellets ≈ 5 kWh; CO₂-neutral (biogenic); storage required
Renovation saves the most
Insulation, new windows, hydraulic balancing: −20 to −50% consumption

Calculation examples

Natural gas: 15,000 kWh × €0.12/kWh

Natural gas: 15,000 kWh × €0.12/kWh
ItemAmount
Annual consumption15,000 kWh
Price per kWh€0.12
Cost per year€1,800.00
Cost per month€150.00

Heating oil: 2,500 L × €0.95/L

Heating oil: 2,500 L × €0.95/L
ItemAmount
Annual consumption2,500 litres
Price per litre€0.95
Cost per year€2,375.00
Cost per month€197.92

Frequently asked questions about the heating cost calculator

Gas, oil, heat pump and district heating compared

The natural gas price for households in 2025 is around €0.10–0.14/kWh depending on region, supplier and tariff (including network charges, taxes and the CO₂ levy). A single-family home with 150 m² of living space consumes 10,000–25,000 kWh of gas per year depending on insulation standard and heating habits. At €0.12/kWh and 15,000 kWh, that results in €1,800 in annual gas costs – excluding the supplier’s base fee.

You can see the exact annual consumption on your gas meter, your heating oil delivery receipts, or your supplier’s annual statement. Alternatively, reading the meter at the turn of the year gives you the previous year’s consumption. As a rule of thumb: consumption in kWh = consumption in m³ of gas × 10 (the factor varies between 9.5 and 11.5 depending on calorific value). For heating oil: 1 litre of heating oil corresponds to about 10 kWh of heating value.

The economics depend on the heat pump’s coefficient of performance (COP). A COP of 3 means: 1 kWh of electricity produces 3 kWh of heat. At a heat pump electricity price of €0.27/kWh and a COP of 3, one kWh of heat effectively costs €0.09. For comparison: gas at €0.12/kWh with a condensing boiler (efficiency ~95%) costs about €0.126/kWh of heat. Currently (2025), a heat pump with a good COP in a well-insulated home is cheaper to run.

An unrenovated single-family home (150 m², built in 1975) consumes about 2,500–4,000 litres of heating oil per year. After insulating the roof and façade, consumption typically drops to 1,500–2,500 litres. A home built to the KfW Efficiency House 55 standard needs only about 1,000–1,500 litres. At a heating oil price of €0.95/L, that is €950 to €3,800 per year – depending on the building standard.

District heating is billed per kWh depending on the utility and contract model. In 2025, prices in German cities typically ranged between €0.12/kWh and €0.20/kWh – often higher than natural gas. In return, you avoid maintenance costs for a heating system and the investment in a new one. District heating is also increasingly climate-friendly (waste heat, geothermal energy). Local pricing varies widely – always check with your local utility.

Sources & calculation basis

Our calculations are based on the following official sources (as of: July 2026):

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