Free online calculators 2026 Calculate first, then decide.

213 calculators with official German values for salary, family, housing and retirement.

2026 values

As of September 2026
Minimum wage
€13.90/hour+€1.08
Basic tax-free allowance
€12,348+€252
Child benefit
€259/month+€4
Mini-job threshold
€603/month+€47
Pension contribution ceiling
€8,450/month+€400
Pension value per earnings point
€42.52+€1.73
Commuter allowance
€0.38/kmfrom km 1
Child tax allowance
€9,756+€156
Solidarity surcharge threshold
€20,350+€400
Savers' allowance
€1,000
Minimum child support (age 0–5)
€486/month+€4
Citizen's benefit standard rate
€563/month
Pension contribution rate
18.6%
Health insurance rate
14.6%
Long-term care insurance
3.6%
Home-office allowance
€6/day
Deutschland-Ticket
€63/month
Parental allowance (max.)
€1,800/month
Active pension (Aktivrente)
€2,000/monthnew 2026
Inheritance allowance (child)
€400,000
Benefit-in-kind limit
€50/month
Top tax rate
42%
Sources: Federal Law Gazette · Federal Ministries of Finance and Labour
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Turn of the year

What changes in 2027?

Only values that have already been officially enacted or set – each with its source.

More values will appear here once they are officially enacted and checked against the source.

Why Rechnerzentrale

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Calculates in your browser

All calculations run locally on your device. Your inputs never leave the browser – no accounts, no data storage.

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Official sources

Tax scales, contribution rates and tables come from the Federal Law Gazette, Ministry of Finance circulars and official announcements – checked regularly.

Methodology →

Up to date for 2026

Legal changes such as new allowances or contribution ceilings are applied on their effective date. Every calculator shows its data status.

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Frequently Asked Questions

Yes, all our calculators are 100% free to use with no hidden costs. No registration is required. You can use the calculators as often as you like.

Not with us. All calculations are performed exclusively in your browser, and your inputs are not transmitted to us – we have no access to them. So that you can pick up where you left off, your browser remembers your last inputs and results on your device; you can delete them at any time on the “Privacy” page. The calculators are fully GDPR-compliant.

Our calculators are updated regularly and reflect the current values for 2026. This includes current tax rates, social security contributions, allowances and legal regulations such as the Düsseldorf Table.

Our calculators are for guidance and planning purposes. For binding information on tax returns, maintenance calculations or official applications, please contact a tax advisor, lawyer or the relevant authority.

Yes, we offer white-label solutions and API access for businesses. Contact us for custom solutions that you can embed on your own website or in your application.

By monthly Google searches in Germany (as of September 2026): the gross-to-net salary calculator, the calculator, the BMI calculator, the percentage calculator and the working time calculator. The “Frequently searched” list on this page shows the top ten.

Rechnerzentrale is a free online calculator portal for Germany with 213 calculators for salary, taxes, pension, real estate, maintenance and more. All calculations run entirely in your browser using up-to-date 2026 values – without registration and without storing any data.

Frequently searched: the gross-net calculator, the income tax calculator, the parental allowance calculator, the child maintenance calculator (Düsseldorf Table) as well as the mortgage and repayment calculators, and for building wealth the ETF savings plan and pension calculators – all using the official 2026 values. For companies we offer white-label solutions and API access: contact us for a tailored solution.

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