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Salary

What is Gross Salary?

Your gross salary is the number written in your employment contract – but unfortunately not what actually lands in your bank account. Out of €4,000 gross, depending on your situation, only €2,400 to €2,800 net remain.

Gross salary is the most important figure in salary negotiations – and at the same time the one that can mislead you the most. Because there's a gap of 30 to 50 percent between what's written in your contract and what you can actually spend. With a gross salary of €4,000, that means: you only see €2,400 to €2,800 in your account.

Why does this matter to you? When you get a job offer or negotiate a raise, you always need to think in net terms. A raise of €500 gross only brings you around €250-300 more per month in real terms. Conversely: if you need a certain amount to live on, you need to negotiate correspondingly higher. Our calculator shows you exactly what gross salary you need to reach your desired net income.

Practical tip: always negotiate in gross, but think in net. And don't forget: bonus payments like a Christmas bonus, holiday pay and other bonuses are also taxed – often even more heavily, because they're paid out within a single month. Out of a €3,000 Christmas bonus, you might only keep €1,600.

Related terms

Calculate it yourself now

Use our free gross-net calculator to work out your net salary – with current 2026 tax values.

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