Current for 2026•As of: July 2026

Citizens Income Calculator 2026 check your entitlement.

Calculate your German Bürgergeld (citizens income) for free: standard rate €563, extra needs, housing costs and earnings allowances

FreeNo sign-upGDPR-compliant

Household situation

years
18 years67 years

Extra needs

Housing costs

EUR
0 EUR1,500 EUR
EUR
0 EUR300 EUR
EUR
0 EUR300 EUR

Income

EUR
0 EUR2,500 EUR
EUR
0 EUR2,000 EUR
EUR
0 EUR1,000 EUR
EUR
0 EUR1,000 EUR

Deductions

EUR
0 EUR200 EUR

Assets

EUR
0 EUR100,000 EUR

Your Bürgergeld entitlement

€1,113.00

per month

Needs breakdown

  • Standard needs(50.6 %)€563.00
  • Housing costs(49.4 %)€550.00

Benefit unit

Applicant€563.00
Standard need: €563.00

Needs statement

Total standard needs€563.00
Housing costs+€550.00
Base rent: €400.00|Utilities: €80.00|Heating: €70.00
Total need€1,113.00

Asset check

Asset allowance10,000 EUR

Notes

  • • During the housing grace period (first 12 months), disproportionately high housing costs have been capped since 01.07.2026: at most 1.5 times the local reasonableness threshold is recognized. The calculator does not check this reasonableness threshold for lack of local reference values and uses the entered costs as an approximation.

Note: This calculation is for guidance only and does not replace a legally binding calculation by the job center. The actual amount may differ, in particular for housing costs (reasonableness check).

Important note

These calculations are for non-binding information only and do not replace professional tax advice. All information without guarantee. Learn more

Sources & calculation basis

Our calculations are based on the following official sources (as of: July 2026):

Related guides

Bridging UnemploymentSeparation & Divorce

Bürgergeld 2026: everything you need to know

The Bürgergeld (formerly Hartz IV / unemployment benefit II) is the basic income support for people able to work in Germany. It secures the subsistence minimum and is granted under Book II of the German Social Code (SGB II).

Our free Bürgergeld calculator helps you calculate your likely entitlement quickly and easily - including the standard rate, extra needs and housing costs.

Standard rates 2026

Single persons
€563 per month (standard rate level 1)
Partners
€506 each per month (standard rate level 2)
Teenagers 14-17
€471 per month (standard rate level 4)
Children 6-13
€390 per month (standard rate level 5)

How your Bürgergeld is calculated

Example: single parent with 2 children (8 and 14 years)

Example: single parent with 2 children (8 and 14 years)
ItemAmount
Standard rate single parent€563.00
Standard rate child (14 y.)+ €471.00
Standard rate child (8 y.)+ €390.00
Extra need single parent (36%)+ €202.68
Immediate child supplement (2x €25)+ €50.00
Housing costs (reasonable)+ €800.00
Total need€2,476.68

Extra needs may be added

  1. Single parent: 12-60% of the standard rate, depending on the number and age of the children
  2. Pregnancy: 17% of the standard rate from the 13th week of pregnancy
  3. Disability (mark G): 17% of the standard rate for significant mobility impairment
  4. Costly diet: For certain medical conditions, based on a medical certificate

Allowances for earned income

If you work, not all of your income is offset against your Bürgergeld. The earned-income allowance system is meant to create incentives to work.

How much you can keep

Up to €100
100% exempt (basic allowance)
€100 - €520
20% exempt (mini-job range)
€520 - €1,000
30% exempt (midi-job range)
€1,000 - €1,200
10% exempt (€1,500 with a child)

Example: €800 gross earnings

Example: €800 gross earnings
ItemAmount
Gross earnings€800.00
Basic allowance (€100)- €100.00
Allowance €100-520 (20% = €84)- €84.00
Allowance €520-800 (30% = €84)- €84.00
Income offset against Bürgergeld€532.00

Frequently asked questions about Bürgergeld

Key facts about basic income support under SGB II

The standard rate for single persons is €563 per month. Partners each receive €506, children between €357 and €471 depending on age. The rates were not raised in 2026 and remain at the 2024 level.

Your Bürgergeld entitlement results from your household’s total need (standard rate + extra needs + reasonable housing costs) minus your offsettable income. Our Bürgergeld calculator 2026 performs this calculation for free and in a GDPR-compliant way: enter your household size, income and housing costs, and read off the result.

People able to work between the ages of 15 and 67 who cannot cover their living costs from their own income or assets are entitled. Being able to work means you can work at least 3 hours a day.

Since the reform of 01.07.2026, the previous asset grace period (€40,000 in the first year) no longer applies. Instead, an age-tiered allowance per person applies from day 1: €5,000 up to age 30, €10,000 from age 31, €12,500 from age 41 and €20,000 from age 51. A self-used property of a reasonable size continues to count as protected assets.

The first €100 remain fully exempt. From €100-520 you keep 20%, from €520-1,000 you keep 30% and from €1,000-1,200 (€1,500 with a child) you keep 10%. The rest is offset against your Bürgergeld.

Yes, the job center covers reasonable costs for housing and heating (KdU). During the housing grace period (first 12 months), disproportionately high costs have been capped since 01.07.2026 at 1.5 times the local reasonableness threshold – previously, actual costs were covered in full during this period. After the grace period, the job center checks reasonableness against local reference values.

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