Current for 2026•As of: July 2026

Child Supplement Calculator check eligibility for free.

Check your entitlement to child supplement – up to €297 per child per month, incl. income limit and housing benefit

FreeNo sign-upGDPR-compliant

Household situation

1 6

Child 1

years
0 years24 years
EUR
0 EUR1,000 EUR

Parents' income

EUR
0 EUR6,000 EUR
EUR
0 EUR5,000 EUR
EUR
0 EUR800 EUR
EUR
0 EUR500 EUR
EUR
0 EUR1,000 EUR

Housing costs

EUR
0 EUR2,000 EUR

Assets

EUR
0 EUR100,000 EUR
EUR
0 EUR20,000 EUR

Likely entitlement

€151.20

Child supplement per month

Total benefits per month

Child supplement€151.20
Child benefit€259.00
Total€410.20

Child supplement per child

Child 1 (5 years)€151.20
Maximum amount€297.00
Offset-€145.80

Needs calculation

Parents' needs€1,676.00
Parents' employment income€2,000.00
Excess income€324.00
Parental income offset-€145.80

Eligibility check

Minimum threshold: €900.00 gross
Assets under the allowance: €70,000.00

Notes

  • You are likely entitled to €151.20 of child supplement per month.
  • Tip: Also check your entitlement to housing benefit - child supplement and housing benefit can be combined!

This calculation is for guidance only. The actual entitlement is checked by the Familienkasse and may differ.

Important note

These calculations are for non-binding information only and do not replace professional tax advice. All information without guarantee. Learn more

Sources & calculation basis

Our calculations are based on the following official sources (as of: July 2026):

Related guides

Planning Parental Leave

Child supplement 2026: everything you need to know

The child supplement (Kinderzuschlag, KiZ) is a state benefit for families with a low income who are not entitled to citizen’s benefit. It is paid in addition to child benefit and can be combined with housing benefit.

Our free child supplement calculator helps you to calculate your likely entitlement quickly and easily - including an income check and asset limits.

Amount of the child supplement 2026

Up to €297 per month
Maximum child supplement per child
In addition to child benefit
€259 child benefit + up to €297 child supplement
Income-dependent
The actual amount depends on the family income
Granted for 6 months
After that, a new application must be submitted

Requirements for the child supplement

Income limits

  1. Minimum income limit for couples: At least €900 gross per month as a couple
  2. Minimum income limit for single parents: At least €600 gross per month for single parents
  3. No fixed upper limit: There is no fixed maximum income limit: if the income exceeds the parents’ needs, the child supplement is gradually reduced (45% for earned income, 100% for other income) until it phases out

Asset limits (§ 6a (3) BKGG)

  1. Allowance for the first person: €40,000 asset allowance for the applicant
  2. Allowance per additional member: An additional €15,000 for each additional member of the benefit unit

How the child supplement is calculated

The child supplement is calculated using a complex formula that takes your income, your housing costs and your needs into account.

Calculation steps

Calculation steps
PositionBetrag
1. Parents’ needsStandard need + single-parent supplement (if applicable) + housing-cost share (official percentage table)
2. Excess incomeIncome − parents’ needs
3. Offset45% of the excess earned income (other income: 100%)
4. Child supplementMaximum amount (€297 per child) − offset

Example: single parent, 1 child (8 years), €1,500 net earned income, €750 rent

Example: single parent, 1 child (8 years), €1,500 net earned income, €750 rent
PositionBetrag
Parents’ net income€1,500
Parents’ needs (standard need €563 + supplement €67.56 + 77% housing share €577.50)€1,208.06
Excess income€291.94
Offset against the child supplement (45%)- €131.37
Child supplement (maximum amount €297 − offset)€165.63
+ Child benefit+ €259.00
Total benefit per month€424.63

The higher your income above your needs, the more the child supplement is reduced. With a very low income you receive the full amount of €297 per child. For the period right after the birth, our Parental Allowance Calculator shows the related benefit.

Child supplement and other benefits

These benefits can be combined

Child benefit
The child supplement is paid in addition to child benefit. In 2026 child benefit is a uniform €259 per child.
Housing benefit
Families receiving child supplement can also apply for housing benefit. This combination is intended to prevent families from having to rely on citizen’s benefit.
School supplies
Benefits from the education and participation package: €174 per school year for school supplies (€154 at the start of the school year, €20 in February).
Lunch
Free participation in communal lunch at nursery and school.
Trips & school excursions
Coverage of the costs for one-day trips and multi-day school excursions.
Tutoring
Learning support where needed, if the learning goal is at risk.
Club fees
Up to €15 per month for club memberships, music lessons or comparable activities.

Frequently asked questions about the child supplement

Key facts about financial support for families

The maximum amount of the child supplement is €297 per child per month. The actual amount depends on the family income and is calculated individually. The higher the income above the parents’ needs, the more the child supplement is reduced.

Yes, our child supplement calculator is completely free and can be used without registration. It calculates your likely entitlement based on your family situation, gross income, housing costs and assets. The calculation is done 100% in the browser – no data storage, GDPR-compliant.

Couples must earn at least €900 gross, single parents at least €600. The income must not be so high that there would be no more entitlement to citizen’s benefit. In addition, asset limits apply: €15,000 per adult and €3,850 per child.

Yes, the child supplement is paid in addition to child benefit (€259 per child). You can also apply for housing benefit at the same time. You are also automatically entitled to benefits from the education and participation package (school supplies, lunch, club fees).

You apply for the child supplement at the Familienkasse of the Federal Employment Agency. The application can be submitted online via the Familienkasse portal. Approval is granted for 6 months, after which a new application must be submitted.

The maximum amount of €297 per child applies regardless of age. Age does matter elsewhere, however: for single parents, the supplement included in the parents’ needs depends on the number and age of the minor children (§ 21 (3) SGB II), and from a child’s 25th birthday it is excluded from the child supplement.

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