Midijob Calculator 2026
Between €603.01 and €2,000 you pay reduced social security contributions – calculate your savings with full pension credit
As of September 2026Basis: § 20 (2a) SGB IVCalculated in your browser – nothing is stored
Transition zone from €603.01 to €2,000. Tap to type · drag sideways to adjust.
I am years old, children, Saxony, tax class , church tax.
Calculate for
Children reduce the long-term care contribution. In Saxony employees pay a higher share of long-term care insurance.
Your social contributions
per month
€185.89
€185.89Instead of €261.00 you pay only €185.89 in the transition zone – €75.11 less per month.
- After contributions
- €1,014.11
- Wage tax (class I)
- − €0.00
- Your net pay
- €1,014.11
Compared with full contributions+€75.11
Without the transition zone you would pay €261.00.
- Savings per year
- €901.32
- Your contribution ratefull rate: 21.75%
- 15.49%
- Employer share
- €278.83
RZ-26 · headon.pro
Contributions in the transition zone
Your social contributions by gross pay compared with full contributions. Drag the point.
What you can do
You save €901.32 in social contributions per year
The relief is largest just above the Minijob limit and phases out up to €2,000.
Full pension credit despite lower contributions
Pension points are based on your actual gross pay, not on the reduced contribution base (§ 70 (1a) SGB VI).
Wage tax by tax class is included – allowances and details in the gross-to-net calculator
How this was calculated
- Gross
- €1,200.00
- Health insurance
- − €74.79
- Pension insurance
- − €79.49
- Unemployment insurance
- − €11.11
- Long-term care insurance
- − €20.51
- After contributions
- €1,014.11
Reduced contribution base: 2,000 ÷ (2,000 − 603) × (gross − 603). The usual employee rates apply to it.
Legal basis: § 20 (2) and (2a) SGB IV (transition zone), § 70 (1a) SGB VI. Health insurance with the average additional contribution.
Midijob 2026: the transition zone from €603.01 to €2,000
A Midijob is employment in Germany's transition zone (formerly "Gleitzone") between the Minijob threshold of €603 and €2,000 per month (Section 20 (2) Social Code IV). In this range employees pay reduced social security contributions: the employee share rises gradually from 0% at the Minijob threshold to the full rate at €2,000. The lower limit is dynamically tied to the marginal-employment threshold and stands at €603.01 in 2026.
The key advantage: despite reduced contributions you earn full pension entitlements – pension points are calculated from your actual salary, not from the reduced contribution base (Section 70 (1a) Social Code VI). A Midijob is therefore far better protected than a Minijob: you are covered by health, long-term care, pension and unemployment insurance.
Midijob 2026 at a glance
- €603.01 to €2,000
- Transition zone under Section 20 (2) Social Code IV, lower limit tied to the minimum wage
- Reduced employee contributions
- Rising gradually from 0% to the full rate – the employer pays its share in full
- Full pension credit
- Pension points from the actual salary (Section 70 (1a) Social Code VI)
- Full social insurance cover
- Health, long-term care, pension and unemployment insurance included
How much you save in the transition zone
How the contribution reduction works (Section 20 (2a) Social Code IV)
- 1Reduced contribution baseEmployee contributions are not calculated on the full gross salary but on a reduced assessable income that starts at zero at the Minijob threshold.
- 2Gradual increaseThe closer the gross salary gets to €2,000, the smaller the saving – at exactly €2,000 you pay the full employee share.
- 3No employer advantageSince 2023 the employer does not share in the relief: it pays its regular share in the transition zone, the benefit goes to the employee.
- 4Applied automaticallyThe employer applies the reduced calculation automatically in payroll – no application needed.
- Monthly gross
- €1,500
- Employee contributions in the Midijob (reduced)
- €279.31
- Contributions without reduction (21.75%)
- €326.25
- Savings per month
- €46.94
- Savings per year
- €563.28
- Monthly gross
- €1,000
- Employee contributions in the Midijob (reduced)
- €123.62
- Contributions without reduction (21.75%)
- €217.50
- Effective contribution rate
- 12.36%
- Savings per month
- €93.88
Midijob, Minijob or more?
Below €603 lies the Minijob: free of employee contributions, but without own health and unemployment cover from the job and with only minimal pension entitlements. The Midijob combines reduced deductions with full protection – often the better deal, especially because of the full pension credit.
This calculator shows social security contributions; wage tax depends on your tax class and allowances and is deliberately not included – in tax class I it is often zero or minimal at Midijob salaries. For your complete net salary including tax, use the gross-net calculator. To see whether more hours pay off, try the part-time calculator.
Frequently asked questions about the Midijob 2026
Transition zone, contributions, pension and limits
What is a Midijob?
Employment in Germany's transition zone between €603.01 and €2,000 gross per month (Section 20 (2) Social Code IV, formerly "Gleitzone"). Employees pay reduced social security contributions but are fully covered by health, long-term care, pension and unemployment insurance.
What are the Midijob limits in 2026?
From €603.01 to €2,000 per month. The lower limit is the marginal-employment threshold (Section 8 (1a) Social Code IV), which is dynamically tied to the minimum wage – €603 in 2026. The upper limit of €2,000 has been unchanged since 2023.
How much do I pay in contributions in a Midijob?
Less than the full employee share of about 21.75% (2026, no children, outside Saxony): the contribution is calculated on a reduced base that starts at zero at the Minijob threshold. Example at €1,500 gross: €279.31 instead of €326.25 – savings of almost €47 per month. The closer to the upper end, the smaller the advantage.
Do I get less pension in a Midijob?
No. Since 1 July 2019 pension points have been calculated from the actual salary, not from the reduced contribution base (Section 70 (1a) Social Code VI). You pay less pension contribution but receive the full pension entitlement – one of the biggest advantages of the Midijob.
Do I have to apply for the Midijob rules?
No. If your regular salary falls within the transition zone, your employer automatically applies the reduced contribution calculation in payroll.
What happens if I earn more than €2,000?
From €2,000.01 the normal contribution rules apply: the full employee share on the entire gross salary. There is no cliff edge – the reduced contribution converges exactly to the full contribution at €2,000, so nothing changes abruptly above it.